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Listed 12 days ago

118 Lowell Avenue

451 - Downtown, St. Catharines

$495,000

Detached|2-Storey
3 | 2 | 2
About this home

Detached single-family two storey home with 3 bedrooms and 1.5 bathrooms (1 full / 1 two-piece) located in the friendly and welcoming Haig Street community of St.Catharines just North of the downtown business and entertainment district and nearby all necessities. On the main floor you will find a nice sized living room and dining room area, an eat-in kitchen, as well as a two-piece washroom. On the second floor there are three healthy sized bedrooms along with the full 4-piece bathroom as well as attic hatch access to a 3rd floor storage loft space. The basement is unfinished but good for storage and workshop space as well as hosts the washer, dryer, and laundry tub. Outside you'll find a fully fenced backyard with deck, gardens, and tool shed as well as a two car driveway and relaxing front porch with overhang. Located in the Harriet Tubman Public School, St.Catharines Collegiate Secondary School, St. Denis Catholic Elementary School, and Saint Francis Catholic Secondary School zones and within walking distance to parks, trails, a splash-pad, an off-leash dog park, and a variety of great local shops and restaurants.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$2,808
Lot Size33 ft x 75 ft
mls© NumberX13875700
Listed ByRE/MAX GARDEN CITY REALTY INC, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,534
Property tax
$234
Heat allowance
$150
Housing costs
$2,918 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $99,000
25-yr amortization

Income needed

$90,000

gross annual household income

Payment at 4%
$2,083 / mo
Cash down
$99,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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