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451 - Downtown, St. Catharines
$369,900
Vinyl siding bungalow backing onto the Terry Fox Trail plus and a short walk to the park. Updated kitchen cabinets, soft shut drawers, breakfast bar w/2 stools and open concept to Living/Dining room w/hardwood floors plus open entry into the back finished den/sitting area which overlooks the back deck w/extended wheelchair ramping if needed. Large shed turned into a gazebo sitting area viewing the Terry Fox Trail but can still be used as a shed. *Please note that total above ground SQFT was measured at approx 849 SQFT including the back den/sitting area (approx 119 SQFT) off the kitchen that was finished by a previous owner but MPAC states the home without that finished area is 730 SQFT. Buyer can do their own due dilligence. Mainflr bedroom has a walkin closet w/walkthru to a 3pc ensuite w/walk-in shower. A previous owner renovated the 2nd bedroom area to a main floor laundry room. There use to be a 2pc bathroom in that area. Great back door entrance to full basement which is finished w/ceramic flooring. Large recroom w/sliding doors to divide the room, extra bedroom w/dble closet and 2nd 4pc bathroom. Hi-eff forced air gas furnace. 100 amp breaker panel. Basement does have some waterproofing w/added sump pump done by a previous owner. Mutual driveway w/paved area and gravel area and offers 1 dedicated parking space at back. Covered front porch. 5 appliances & hot water tank included in "AS IS" condition. Quick closing available. Easy access to the QEW plus downtown restaurants.
No extras listed.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,929 |
| Lot Size | 30 ft x 84 ft |
| mls© Number | X14029980 |
| Listed By | RE/MAX GARDEN CITY REALTY INC, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,893
- Property tax
- $244
- Heat allowance
- $150
- Housing costs
- $2,287 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$70,000
gross annual household income
- Payment at 4%
- $1,557 / mo
- Cash down
- $73,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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