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Listed 8 days ago

196 Perry Street

Town Ward 3, Peterborough

$474,900

Detached|2 1/2 Storey
3 | 3 | 6
About this home

Welcome to 196 Perry Street! This charming two-and-a-half-storey home offers a great combination of space, character, and thoughtful updates, all in a fantastic downtown Peterborough location just steps from Del Crary Park. The main floor features a bright, open-concept layout where the kitchen, living, and dining areas flow seamlessly together, creating a welcoming space for everyday living and entertaining. A convenient two-piece bathroom completes the main level. Upstairs, you'll find three bedrooms and a full bathroom, while the third-floor loft offers a unique and versatile space that could serve as a spacious primary suite, complete with its own ensuite and large walk-in closet. The partially finished lower level provides additional usable space along with plenty of storage. Outside, the deep lot offers room to enjoy, with a back deck and patio area perfectfor relaxing or entertaining. A standout feature is the detached double-car garage/workshop, offering exceptional space for vehicles, hobbies, projects, or additional storage. There's also plenty of parking in the large driveway. Numerous updates have been completed in recent years, including a complete roof replacement with new plywood sheathing, shingles, and ridge venting (2022), updated second-floor bathroom (2022), basement waterproofing (2021), basement renovations (2026), garage exterior waterproofing (2025), third-floor spray foam insulation, and an upgraded 200-amp electrical service with GenerLink (2026). Located within walking distance of parks, restaurants, shopping, and downtown amenities, this is a wonderful opportunity to enjoy the convenience of city living with the added benefit of a spacious lot and impressive detached garage!

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2 1/2 Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$4,299
Lot Size30 ft x 192 ft
mls© NumberX13881718
Listed ByBall Real Estate Inc.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,431
Property tax
$358
Heat allowance
$150
Housing costs
$2,939 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $94,980
25-yr amortization

Income needed

$90,000

gross annual household income

Payment at 4%
$1,998 / mo
Cash down
$94,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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