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Town Ward 3, Peterborough
$474,900
Welcome to 196 Perry Street! This charming two-and-a-half-storey home offers a great combination of space, character, and thoughtful updates, all in a fantastic downtown Peterborough location just steps from Del Crary Park. The main floor features a bright, open-concept layout where the kitchen, living, and dining areas flow seamlessly together, creating a welcoming space for everyday living and entertaining. A convenient two-piece bathroom completes the main level. Upstairs, you'll find three bedrooms and a full bathroom, while the third-floor loft offers a unique and versatile space that could serve as a spacious primary suite, complete with its own ensuite and large walk-in closet. The partially finished lower level provides additional usable space along with plenty of storage. Outside, the deep lot offers room to enjoy, with a back deck and patio area perfectfor relaxing or entertaining. A standout feature is the detached double-car garage/workshop, offering exceptional space for vehicles, hobbies, projects, or additional storage. There's also plenty of parking in the large driveway. Numerous updates have been completed in recent years, including a complete roof replacement with new plywood sheathing, shingles, and ridge venting (2022), updated second-floor bathroom (2022), basement waterproofing (2021), basement renovations (2026), garage exterior waterproofing (2025), third-floor spray foam insulation, and an upgraded 200-amp electrical service with GenerLink (2026). Located within walking distance of parks, restaurants, shopping, and downtown amenities, this is a wonderful opportunity to enjoy the convenience of city living with the added benefit of a spacious lot and impressive detached garage!
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | 100+ |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,299 |
| Lot Size | 30 ft x 192 ft |
| mls© Number | X13881718 |
| Listed By | Ball Real Estate Inc. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,431
- Property tax
- $358
- Heat allowance
- $150
- Housing costs
- $2,939 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$90,000
gross annual household income
- Payment at 4%
- $1,998 / mo
- Cash down
- $94,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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