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Listed 1 month ago

150 Montgomery Street

Otonabee Ward 1, Peterborough

$529,000

Detached|2-Storey
3 | 2 | 2
About this home

South End living at its finest! This 3+1 bedroom, 2 full bathroom home is the perfect opportunity for a growing family, first-time buyer, or anyone looking for a little more room to spread out. With 3 bedrooms conveniently located on the same floor, you'll have the comfort and convenience of knowing everyone is close by. One of the bedrooms also features a small bonus space that could make a great little toy room, reading nook, or additional storage area. Need some extra space or a room away from the main living areas? The bonus room in the basement offers plenty of flexibility. Use it as a fourth bedroom, home office, movie room, playroom, or whatever suits your lifestyle. Location is another major highlight! Heading to a Peterborough Petes game this winter? You're just down the road, making game nights easy and convenient. Musicfest coming up? No need to stress about parking. You're just a hop, skip, and a jump away. Situated on a family-friendly street where neighbours know each other and kids enjoy the community, this is a place where you can truly feel at home.The home also features several recent updates, including a renovated kitchen (2025), main-level bathroom (2025), upstairs bathroom (2026), and a backwater valve with updated sewer plumbing (2024).Come see why this South End home could be the perfect fit for you and your family!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$3,910
Lot Size40 ft x 120 ft
mls© NumberX13781636
Listed ByColdwell Banker Electric Realty

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,708
Property tax
$326
Heat allowance
$150
Housing costs
$3,183 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $105,800
25-yr amortization

Income needed

$98,000

gross annual household income

Payment at 4%
$2,226 / mo
Cash down
$105,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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