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Town Ward 3, Peterborough
$444,000
This vacant, move-in ready 4 main floor bedroom bungalow offers an incredible, high-value opportunity on a quiet street known for its fantastic community feel. The true highlight of this home is the rare main-floor footprint, boasting 4 spacious bedrooms thanks to a substantial addition, alongside a detached garage and a private driveway with parking for three cars. Enter the home from a covered front porch area. Buyers will love the total peace of mind that comes with premium, big-ticket updates, including brand-new roof shingles (2026), a modern furnace (2024), and an upgraded 200-amp electrical service, and an average total utilities highly affordable at approximately $300/month for heat, hydro, and water. The functional main level also features a refreshed 4-piece bath, a large kitchen, and a bright, open-concept living and dining area with brand-new flooring. Outside, you'll enjoy an easy to maintain yard and the ultimate lifestyle location, sitting within easy walking distance to downtown shopping, transit, YMCA, the vibrant Peterborough Farmers' Market, and popular community events like Peterborough Musicfest twice a week in the summer or at the Memorial Centre just around the corner for concerts and sporting events.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,910 |
| Lot Size | 47.81 ft x 86 ft |
| mls© Number | X13818854 |
| Listed By | RE/MAX HALLMARK EASTERN REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,273
- Property tax
- $326
- Heat allowance
- $150
- Housing costs
- $2,748 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$85,000
gross annual household income
- Payment at 4%
- $1,868 / mo
- Cash down
- $88,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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