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Listed 9 days ago

86 SPRINGSTEAD Avenue

Stoney Creek, Hamilton

$759,900

Detached|2-Storey
3 | 3 | 2
About this home

Welcome to Community Beach, where lakeside living meets everyday convenience! Ideally located just minutes from the waterfront, Fifty Point Conservation Area, parks, Winona Crossing, shopping, restaurants and quick QEW access, this beautifully maintained 3-bedroom, 3-bathroom home offers a fantastic lifestyle in one of Stoney Creek's most desirable communities. Inside, the bright and inviting main floor features hardwood flooring, an open-concept living and dining area with fireplace, convenient powder room and inside entry from the garage. The spacious eat-in kitchen is finished with quartz countertops, stainless steel appliances, subway tile backsplash, ample cabinetry and a dinette with walkout to the backyard. Upstairs, the generous primary bedroom offers its own walkout to a private terrace, creating a unique outdoor extension of the space. Two additional well-sized bedrooms, including one with a walk-in closet, and a 5-piece main bathroom with double vanity complete the upper level. The finished lower level adds even more living space with a comfortable recreation area, 4-piece bathroom, spacious laundry room and cold cellar. Step outside to an entertainer's backyard designed for relaxing and hosting, featuring a large deck with pergola, built-in BBQ and bar fridge, plus a propane line ready for a patio fire table. A dedicated concrete pad with electrical already in place offers the perfect setup for a future hot tub. The heated garage provides additional year-round comfort and versatility and is wired for electric vehicle charging. With the lake nearby, excellent amenities at your fingertips and easy highway access for commuters, this move-in-ready home offers an exceptional lifestyle in one of Stoney Creek's most desirable lakeside communities.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$5,423
Lot Size34.71 ft x 99.61 ft
mls© NumberX13877542
Listed ByRE/MAX ESCARPMENT GOLFI REALTY INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,890
Property tax
$452
Heat allowance
$150
Housing costs
$4,491 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $151,980
25-yr amortization

Income needed

$138,000

gross annual household income

Payment at 4%
$3,198 / mo
Cash down
$151,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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