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Listed 22 days ago

366 Montreal Circle

Stoney Creek, Hamilton

$899,999

Detached|2-Storey
4 | 4 | 3
About this home

Amazing opportunity to own a beautiful detached home on a premium lot backing onto a ravine in the sought-after Fifty Road Lake community, surrounded by stunning beaches, conservation parks, and nature trails. This gorgeous 4+2 bedroom, 3.5-bathroom home features a welcoming foyer and spacious living and dining areas, perfect for creating lasting memories with family and friends. The bright, open-concept main floor offers a comfortable family room overlooking the backyard and a well-appointed kitchen with stainless steel appliances, wood cabinetry, and wooden countertops. The second floor features a spacious primary bedroom with a 4-piece ensuite, tub, and his-and-her closets, along with three additional generously sized bedrooms and a convenient laundry area. The finished basement provides excellent additional living space with two large recreation rooms, a versatile living area ideal for a home office, a separate storage room, and a 3-piece bathroom. Recent updates include a furnace & refrigerator replaced in 2019, microwave replaced in 2022, a brand-new dishwasher in 2026, and two sets of washers and dryers. Ideally located for commuters, with easy access to the QEW, beautiful beaches, parks, schools, shopping, and Stoney Creek Costco, this home is an excellent opportunity for families looking for space, comfort, and a fantastic location.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2000-2500 sq. ft.
Property Tax$6,271
Lot Size36 ft x 82 ft
mls© NumberX13828102
Listed ByCITYSCAPE REAL ESTATE LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,607
Property tax
$523
Heat allowance
$150
Housing costs
$5,279 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $180,000
25-yr amortization

Income needed

$162,000

gross annual household income

Payment at 4%
$3,787 / mo
Cash down
$180,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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