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Listed 16 days ago

45 Richmond Crescent

Winona Park, Hamilton

$979,900

Detached|2-Storey
3 | 3 | 4
About this home

LAKE, LIFESTYLE & LOCATION ... Life at 45 Richmond Crescent, Stoney Creek brings together the space you want, the setting you'll love and everyday convenience in the sought-after Fifty Point community. Beautiful, timeless curb appeal welcomes you home, while Canadian maple hardwood and abundant natural light create warmth throughout. Formal living and dining rooms make entertaining easy, while the bright white kitchen is designed for gathering with QUARTZ COUNTERS, subway tile, gas stove and a 4-seat island with double sink. Just beyond, the family room impresses with its VAULTED CEILING, gas fireplace, oversized picture window overlooking the gardens, and Juliet balcony above. Step outside to your own BACKYARD ESCAPE, where a 2-tiered deck with pergola, gas BBQ line, hot tub rough-in, park-like landscaping and exceptional privacy set the scene for summer dinners and quiet evenings outdoors. A stylish 2-pc powder room plus mudroom with laundry and garage access complete the main level. Upstairs, retreat to a primary suite with WALK-IN CLOSET and 4-pc ensuite with soaker tub and separate shower, plus 2 additional bedrooms and another 4-pc bath. The unfinished lower level is ready for your vision. Best of all, you're close to Lake Ontario, Fifty Point Conservation Area's beach, marina and trails, Winona Crossing shopping, medical care, and quick QEW access. Relaxed lakeside living with everyday convenience close to home. CLICK ON MULTIMEDIA for virtual tour, drone photos, floor plans & more.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age31-50
Size1500-2000 sq. ft.
Property Tax$6,212
Lot Size49.28 ft x 138.35 ft
mls© NumberX13851628
Listed ByRE/MAX ESCARPMENT REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$5,016
Property tax
$518
Heat allowance
$150
Housing costs
$5,683 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $195,980
25-yr amortization

Income needed

$175,000

gross annual household income

Payment at 4%
$4,124 / mo
Cash down
$195,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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