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Listed 14 days ago

130 Florence Street

25 - West of Sir John A. Blvd, Kingston

$599,900

Detached|2-Storey
3 | 1 | 8
About this home

Welcome to 130 Florence Street, a well-maintained and much-loved home tucked into the quiet, established Balsam Grove community in the heart of the city. Surrounded by mature trees, this two-storey home offers inviting curb appeal with its classic red brick exterior and dark accents. Inside, the main level feels bright and welcoming, with plenty of natural light and views of the surrounding greenery. The kitchen has been thoughtfully reimagined with custom white cabinetry, granite countertops, and sleek stainless steel appliances, creating a fresh and modern space for everyday living. Upstairs, you'll find three comfortable bedrooms and an updated four-piece bathroom featuring custom tile work and a polished, modern finish. The lower level offers great ceiling height, plenty of storage, and an opportunity to create additional living space to suit your needs. Many of the home's important updates have already been taken care of, including the roof shingles, windows and doors, while the natural gas furnace and central air conditioning have been regularly maintained and serviced annually by the current owners. Outside, a private courtyard-style patio surrounded by the mature trees creates a tucked-away spot to relax, dine, or entertain. The paved driveway provides plenty of parking, while the detached 22' by 28' garage has its own separate driveway and offers fantastic flexibility for a workshop, additional storage, hobbies, or whatever extra space you need. Located right in the middle of the city, with downtown, the west end, and everyday amenities all just a short drive away, while still offering the quiet, established neighbourhood feel that makes this area so appealing. Turnkey homes with this combination of character, updates, mature surroundings, and room to make your own don't come up often. Come see what makes 130 Florence Street such a great place to call home.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$3,998
Lot Size135 ft x 63.8 ft
mls© NumberX13862152
Listed ByRE/MAX RISE EXECUTIVES, BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$333
Heat allowance
$150
Housing costs
$3,554 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,980
25-yr amortization

Income needed

$109,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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