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Listed 18 days ago

5 Westmoreland Road

25 - West of Sir John A. Blvd, Kingston

$629,900

Detached|1 1/2 Storey
3 | 2 | 6
About this home

Located in Kingston's Strathcona Park neighborhood, 5 Westmoreland Road offers lots of charm 3 bedrooms & 2 full bathrooms, basement walk-up & a large private backyard oasis with no rear neighbors. A covered front porch welcomes you inside to a bright & spacious living room featuring large windows, wood flooring & fireplace, flowing into the adjoining dining room. The kitchen features white cabinetry & direct access through to the rear deck overlooking the backyard. A bright main floor office with multiple windows & built in desk/shelving, a spacious bedroom & 3pc bathroom complete this level. Upstairs offers 2 generous bedrooms & a 4pc bathroom. The finished lower level provides a spacious rec room, additional living area with a brick feature wall. Outside, enjoy a large backyard with mature trees, hedging & gardens, complete with a deck, separate patio area & storage shed. Updates include the kitchen in 2025, second floor bathroom in 2023, basement flooring in 2022, windows in 2018, main floor bathroom & deck in 2016, roof & owned hot water tank in 2014.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,559
Lot Size59.97 ft x 129.57 ft
mls© NumberX13849422
Listed ByROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,224
Property tax
$380
Heat allowance
$150
Housing costs
$3,754 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $125,980
25-yr amortization

Income needed

$116,000

gross annual household income

Payment at 4%
$2,651 / mo
Cash down
$125,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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