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Listed 1 month ago

306 Glengarry Road

25 - West of Sir John A. Blvd, Kingston

$645,000

Detached|1 1/2 Storey
3 | 2 | 2
About this home

306 Glengarry Road is a recently renovated and freshly shingled, red-brick 1.5 storey three-bedroom home with in-law suite potential, a low-slung carport, and a deep garden that backs directly onto Strathcona Park. The splendid kitchen (with its reverse osmosis system) has granite counters, stainless steel appliances and a breakfast bar. The main-level oak floors are nearly mirror-reflective, and the bedroom on this level is spacious and has a walk-in closet. The upstairs bedrooms are much larger than is the standard in this style of home (both are seventeen feet long) and are divided by a four-piece second bathroom. The basement is finished with good head-height, and a rec room, sleeping area and separate entrance are already in place; the in-law potential is clear. That garden, with its lawns running away to the neighbourhood park, its mature trees, and its serious concrete patio, is likely where you hide from the world all September, watching the leaves turn to gold and contemplating your good fortune.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,438
Lot Size50 ft x 152 ft
mls© NumberX13791398
Listed ByCENTURY 21 HERITAGE GROUP LTD., BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,301
Property tax
$370
Heat allowance
$150
Housing costs
$3,821 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,000
25-yr amortization

Income needed

$118,000

gross annual household income

Payment at 4%
$2,714 / mo
Cash down
$129,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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