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Listed 24 days ago

865 Bertrand Terrace

Monaghan Ward 2, Peterborough

$799,900

Detached|Bungalow-Raised
2 | 4 | 3.5
About this home

Welcome to 865 Bertrand Terrace, an all-brick, move-in ready bungalow tucked into Peterborough's most family-friendly address: the West End.There's a reason families put down roots here and stay. This is a neighbourhood built around walkable schools, quiet tree-lined streets, and easy access to everything that makes daily life simple: Fleming College and Peterborough Regional Health Centre minutes away, parks and scenic trails for weekend walks, nearby shopping, and a quick hop onto Highway 115 for commuters. It's the kind of area where kids ride bikes to school and neighbours know each other by name.The home itself matches the lifestyle.Built in 2006 and meticulously maintained, this bungalow offers bright, open-concept living designed for effortless daily life. The main floor features a spacious kitchen with abundant cabinetry, a dedicated breakfast area, and a seamless walkout from the dining room to a back deck overlooking a fully fenced yard, complete with a built-in irrigation sprinkler system to keep your lawn lush all season long.The primary suite includes a private 3-piece ensuite. Main-floor laundry with direct garage access adds everyday convenience families actually notice and appreciate.The fully finished basement truly sets this home apart. With a kitchenette, two additional bedrooms, a full bathroom, a cozy gas fireplace, and an oversized rec room flooded with natural light from large windows, it's the ideal space for extended family, adult children, or hosting guests.This isn't just a house. It's a West End life: schools, healthcare, trails, and community, all within reach.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow-Raised
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$6,990
Lot Size43.8 ft x 114.83 ft
mls© NumberX13821626
Listed ByREAL BROKER ONTARIO LTD.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,094
Property tax
$583
Heat allowance
$150
Housing costs
$4,827 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $159,980
25-yr amortization

Income needed

$149,000

gross annual household income

Payment at 4%
$3,366 / mo
Cash down
$159,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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