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New6 days ago

57 Peppler Street

, Waterloo

$549,900

Detached|2-Storey
3 | 2 | 4
About this home

Welcome to 57 Pepper Street, a 3-bedroom, 2-bathroom home located near Uptown Waterloo. The property offers a finished basement, updated mechanicals, flexible living space, smart-home features, outdoor entertaining areas, and parking for up to four vehicles. The main floor features a bright living area, an updated kitchen with modern appliances, ample cabinetry and countertop space, plus a main-floor bedroom and full bathroom. Upstairs are two additional bedrooms with natural light. The finished basement provides additional living space with a recreation room, office area, exercise space, laundry room, and a 4-piece bathroom. Outside, the property includes a deck, side yard, and gazebo, providing space for outdoor dining, BBQs, and gatherings. The home also includes a range of smart-home features, including smart switches throughout much of the property, smart smoke detectors, smart lamps, security cameras, a wireless smart video doorbell, Google Home Hub, and Ecobee smart thermostat. The video doorbell is currently removed and requires charging before being reinstalled beside the front door. Recent upgrades include a 200-amp electrical panel and EV charger (2021), washer and dryer (2022), rented water heater (2022), heat pump (2022), air conditioning (2022), roof and gutters (2022), attic and wall insulation (2023), and water softener (2024). Located close to Uptown Waterloo, the home provides convenient access to both universities, highways, LRT and public transit, restaurants, cafés, parks, trails, schools, groceries, and everyday services. Elizabeth Ziegler Public School is scheduled to reopen in September 2027. A practical option for families, first-time buyers, investors, and professionals. Book your private showing today.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$4,197
Lot Size49.67 ft x 49.5 ft
mls© NumberX13715426
Listed ByRE/MAX TWIN CITY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,815
Property tax
$350
Heat allowance
$150
Housing costs
$3,314 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $109,980
25-yr amortization

Income needed

$102,000

gross annual household income

Payment at 4%
$2,314 / mo
Cash down
$109,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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