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Listed 1 month ago

120 Elgin Crescent

, Waterloo

$749,000

Detached|Bungalow
2 | 2 | 5
About this home

Situated in one of Waterloo's most desirable and walkable neighbourhoods, 120 Elgin Crescent presents a well-kept 4-bedroom, 2-bathroom bungalow with a layout designed for both everyday living and flexibility. The main floor features a dedicated den, offering the perfect space for a home office, playroom, or quiet retreat. The kitchen is thoughtfully laid out with solid maple cabinetry and a gas stove, providing both charm and practicality for cooking and entertaining. The fully renovated basement (2025) adds an impressive extension of living space, complete with a large rec room and a modern dry bar, ideal for hosting or relaxing. Outdoors, the oversized backyard offers a private setting perfect for entertaining, gardening, or enjoying quiet time. A garden shed adds extra convenience, while the detached one-car garage and total of five parking spaces ensure plenty of room for vehicles and guests. A great opportunity for those looking to enjoy a peaceful residential setting while staying close to local amenities, this home offers space, comfort, and functionality throughout.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size1100-1500 sq. ft.
Property Tax$4,766
Lot Size60 ft x 125.08 ft
mls© NumberX13591704
Listed ByEXP REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,834
Property tax
$397
Heat allowance
$150
Housing costs
$4,381 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,800
25-yr amortization

Income needed

$135,000

gross annual household income

Payment at 4%
$3,152 / mo
Cash down
$149,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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