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Featured

195 Rubidge Street

Town Ward 3, Peterborough

$399,995

Detached|1 1/2 Storey
3 | 2 | 4
About this home

Welcome to a truly special property where timeless charm, pride of ownership, and future opportunity come together. This delightful 1-storey home has been lovingly maintained and cared for over the years, offering a warm and inviting atmosphere from the moment you arrive. Full of character and unique features that are increasingly difficult to find, this residence presents an outstanding opportunity for first-time buyers, downsizers, investors, entrepreneurs, or anyone seeking a home with both immediate comfort and long-term potential. Set on one of the widest lots in the neighbourhood, this property offers an impressive amount of outdoor space rarely available in the area. The generous lot not only enhances privacy and curb appeal but also opens the door to numerous possibilities for future expansion, outdoor entertaining, gardening, recreation, or income-generating opportunities. Perhaps one of the most exciting aspects of this property is its outstanding future potential. Adding even greater value is the potential to legally convert the existing garage into a separate dwelling unit. With housing demand continuing to grow and secondary living spaces becoming increasingly desirable, this opportunity presents significant income-generating potential. Whether utilized as a rental unit, guest accommodation, home office, or investment property, the ability to create a separate dwelling adds a layer of flexibility and future value that is rarely available. Every aspect of this home reflects care and pride of ownership. From the welcoming interior to the outdoor space the property offers an inviting lifestyle today while positioning itself for exciting possibilities tomorrow

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$3,698
Lot Size37 ft x 114.42 ft
mls© NumberX13465438
Listed ByROYAL LEPAGE SIGNATURE REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,047
Property tax
$308
Heat allowance
$150
Housing costs
$2,506 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,999
25-yr amortization

Income needed

$77,000

gross annual household income

Payment at 4%
$1,683 / mo
Cash down
$79,999

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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