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59 Centre Street N

58 - Greater Napanee, Greater Napanee

$399,900

Detached|1 1/2 Storey
2 | 1 | 3
About this home

For the entrepreneur ready to turn their passion into a business without the crushing overhead of a commercial lease, this is your property. Mixed-use zoning means your dedicated attached storefront lives inside your mortgage, not on top of it, saving you thousands every month while you build something that's truly yours. A premium location right off the 401 on the main commercial corridor, steps from the Napanee River with customer parking at your door, gives your business the visibility and foot traffic it needs to grow, all with the small-town charm that keeps customers coming back. When the workday is done, you're already home. Two bedrooms with warm knotty pine ceilings, a full bath, a character kitchen with a bay window breakfast bar, and a bright living area flowing through a signature teal archway make this a genuinely great place to live, not just a compromise you make to afford your business. A fully insulated in-ground double-car garage with built-in shelving handles storage and workshop needs year-round through every Canadian winter. End the day with a stroll to Lion's Park, a view of the Centre St Bridge and the Napanee River, and a sunset from your corner lot while everyone else is still sitting in traffic. Build equity. Build your dream. Do both at the same time. No sale of business. Real estate only.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$2,771
Lot Size33.99 ft x 82.02 ft
mls© NumberX13113724
Listed ByColdwell Banker Electric Realty

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,047
Property tax
$231
Heat allowance
$150
Housing costs
$2,428 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $79,980
25-yr amortization

Income needed

$75,000

gross annual household income

Payment at 4%
$1,683 / mo
Cash down
$79,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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