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Listed 1 month ago

122 Richard Street

58 - Greater Napanee, Greater Napanee

$749,900

Detached|2-Storey
4 | 2 | 5
About this home

This beautifully restored 1890 red brick home in Napanee seamlessly balances historic architectural integrity with high-end modern upgrades. The main floor delivers an excellent layout featuring a large covered porch, a commanding entrance foyer, a spacious living room, a formal dining room, and a practical three-piece bathroom with a walk-in shower. The heart of the home hosts a custom, highly functional kitchen and butlers pantry engineered specifically for culinary enthusiasts. Premium details like 10ft high tin ceilings, newer custom designed transom windows, a newer furnace and A/C unit, beautiful, original hardwood floors, and meticulous craftsmanship are evident throughout. The second level offers four sizeable bedrooms, one currently used as a home office, a spacious four-piece bathroom, and a highly sought-after second-floor laundry room. The outdoor space features a large deck overlooking a lovely landscaped yard with low-maintenance perennial gardens, a detached garage, and an upgraded driveway with ample parking. A standout asset is the income-generating solar panel system. Positioned on a quiet street, just a short walk from downtown shopping, schools, the hospital, local trails, and the iconic Napanee River. This exceptional property represents a unique opportunity that must be seen to be fully appreciated.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$3,371
Lot Size65.74 ft x 179.33 ft
mls© NumberX13787566
Listed ByBLUE MOON REALTY INC., BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,838
Property tax
$281
Heat allowance
$150
Housing costs
$4,269 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $149,980
25-yr amortization

Income needed

$131,000

gross annual household income

Payment at 4%
$3,156 / mo
Cash down
$149,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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