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58 - Greater Napanee, Greater Napanee
$434,900
Unlock exceptional live/work potential with this versatile C-3 General Commercial property, ideal for a home-based business or full commercial use. Commercially zoned with a legal non-conforming residential designation, this unique opportunity offers flexibility and long-term value. Built in the 1880s, the charming all-brick two-storey home blends character with thoughtful updates. Featuring 3 bedrooms and 1.5 baths (a full four-piece upstairs and a convenient two-piece on the main level), the layout is practical and inviting. The formal dining room sits at the front of the home, flowing into a spacious central living room with high ceilings. The kitchen overlooks the backyard and includes a built-in microwave fan, dishwasher, new fridge and stove, and side-by-side main floor laundry. Upstairs offers three comfortable bedrooms, including one accessed via a rear staircase. Recent improvements include upgraded electrical service with new wiring to the oversized garage/workshop/barn, newer central air, plumbing and bathroom updates, new flooring throughout the main level, and a new 6-foot fence along the back and south side. A durable metal roof, stone foundation, welcoming front porch, and move-in ready condition complete the home. At the rear of the expansive lot sits an impressive two-storey outbuilding offering approximately 808.91 sq ft on the main level and 815.60 sq ft in the loft. With two garage doors, generous workspace, and a massive loft area, it's ideal for storage, workshop use, studio space, or business operations. The paved driveway provides abundant parking for clients or personal vehicles. Set on a large lot with excellent visibility, this property is bigger than it appears and full of opportunity - a rare chance to secure a commercially zoned property with outstanding potential.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,214 |
| Lot Size | 66 ft x 165 ft |
| mls© Number | X13869996 |
| Listed By | ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,226
- Property tax
- $268
- Heat allowance
- $150
- Housing costs
- $2,644 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$81,000
gross annual household income
- Payment at 4%
- $1,830 / mo
- Cash down
- $86,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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