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New3 hours ago

20 Golden Avenue W

Roncesvalles, Toronto

$1,299,000

Semi-Detached |2-Storey
3 | 2 | 1
About this home

Everything you've been looking for, right where you want to live.This 3-bedroom, 2-bath semi in Roncesvalles has private driveway parking, a separate entrance to a retrofit basement, and a low-maintenance front garden and backyard. Quiet street. Minutes from High Park. The 505 and 506 streetcars are on the street. Dundas West Station, Bloor GO, and the UP Express are a 5-minute walk away.Starbucks, The Beer Store, and local microbreweries are a 2-minute walk away. Schools, Loblaws, No Frills, the museum and the shops and restaurants of Roncesvalles are all close by. Steps to Ritchie Parkette, TTC and nearby schools. Loblaws, LCBO and the shops, restaurants and small businesses of Roncesvalles Village are all close by.The retrofit basement has a kitchenette and its own entrance. It is not a legal dwelling unit. An A+ tenant pays $1,400 per month, utilities included, on a month-to-month basis. Buyer's to assume the tenant.Offers welcome anytime.Buyer and buyer's agent to verify all measurements. House is Virtually staged.

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BrokerHub Inc.
(647) 254-1864
TypeSemi-Detached
Style2-Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$5,540
Lot Size14.08 ft x 103 ft
mls© NumberW14108650
Listed ByREAL BROKER ONTARIO LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

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What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,649
Property tax
$462
Heat allowance
$150
Housing costs
$7,261 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $259,800
25-yr amortization

Income needed

$223,000

gross annual household income

Payment at 4%
$5,466 / mo
Cash down
$259,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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