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Listed 17 days ago

48 Highcastle Road

Morningside, Toronto

$1,299,900

Detached|Sidesplit 4
5 | 5 | 4
About this home

5 - B E D R O O M S | 5 - B A T H R O O M S | $ 1 5 0 K + U P G R A D E S (2023 - 2026) | MAIN - FLOOR BEDROOM | 2 UPPER - LEVEL ENSUITES | 200 AMP PANEL - EV CHARGER POTENTIAL | Beautifully renovated home beside a school, just off Hwy 401 with quick Neilson Rd access. Renovations include kitchen with walkout to deck, all-new flooring, 2 NEW + 2 RENOVATED BATHROOMS, approximately 120 pot lights, new garage door, RUBBER GARAGE FLOORING, fresh interior/exterior paint, new shutters, new shed and extended driveway accommodating 3 cars. MAIN-FLOOR BEDROOM WITH 3-PC BATHROOM offers convenient one-level living and reduced reliance on stairs. 2 UPPER-LEVEL ENSUITES add exceptional functionality. Open-concept living/dining area features hardwood flooring, wainscoting and abundant natural light. Finished basement with bedroom, kitchen, recreation area and 3-pc bath provides additional living space. Private west-facing backyard with mature trees, Step onto the deck's private patio, where morning coffees and evening cocktails are framed by a picturesque view of the lush, manicured backyard. This enchanting outdoor retreat adds undeniable charm and lifestyle appeal to the home. Steps to school, minutes to Hwy 401, Neilson Rd and all amenities. SEE ATTACHED LIST FOR COMPLETE DETAILS OF UPGRADES. Seller does not warrant the retrofit status of the basement.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleSidesplit 4
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$4,185
Lot Size52 ft x 135.47 ft
mls© NumberE13679908
Listed ByROYAL LEPAGE CERTIFIED REALTY

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,653
Property tax
$349
Heat allowance
$150
Housing costs
$7,152 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $259,980
25-yr amortization

Income needed

$220,000

gross annual household income

Payment at 4%
$5,470 / mo
Cash down
$259,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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