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New3 hours ago
802 - 111 St Clair Avenue W
Yonge-St. Clair, Toronto
$530,000
Condo Apartment |
1 + 1 | 1 | 1 | 0
About this home
Welcome to Imperial Plaza, one of Midtown Toronto's most iconic luxury residences. This bright 1Bedroom + Den suite features soaring ceilings, an open-concept layout, modern kitchen, spacious living/dining area, and versatile den ideal for home office. Includes ensuite laundry and 1 parking space. Residents enjoy over 20,000 sq. ft. of premium amenities including indoor pool, gym, squash courts, theatre, party room, and 24-hr concierge. Conveniently located steps to transit, parks, shops, restaurants, Longo's and LCBO.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,713
- Property tax
- $314
- Heat allowance
- $150
- Condo fees, half counted
- $359
- Housing costs
- $3,536 / mo
Lenders cap these at 39% of gross income — that sets the number.
Down payment20% · $106,000
25-yr amortization
Income needed
$109,000
gross annual household income
- Payment at 4%
- $2,230 / mo
- Cash down
- $106,000
Assumes no other monthly debts · 25-yr amortization
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