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404 - 63 St Clair Avenue
Yonge-St. Clair, Toronto
$799,900
Welcome to Granite Place, one of Toronto's most established condominium residences, nestled among mature trees and beautifully landscaped grounds in the prestigious Deer Park neighbourhood. This spacious north-facing one-bedroom-plus-den suite offers approximately 897 square feet of thoughtfully designed living space, generous principal rooms and tranquil garden views in an exceptional midtown location. A welcoming foyer leads to expansive combined living and dining rooms, ideal for comfortable everyday living and entertaining, with a walkout to a private balcony overlooking lush greenery. The separate renovated galley-style kitchen offers practical workspace, ample cabinetry and stainless steel appliances. The generously proportioned primary bedroom features a double closet and direct balcony access, while the bright, open-concept den overlooking the gardens provides a versatile space for a home office, reading room or additional sitting area. One underground parking space and a locker add convenience. Residents enjoy outstanding amenities, including concierge services, an indoor swimming pool, sauna, fitness facilities, recreation spaces and beautifully maintained grounds. Ideally situated steps from the shops, restaurants, cafés, parks and subway at Yonge and St. Clair. An exceptional additional opportunity: The adjoining Suite 403 is also available for purchase, offering the exciting potential to combine both residences into one expansive, custom-designed home of approximately 2200+ square feet, subject to condominium approval and all necessary permits. A rare opportunity to enjoy spacious condominium living in one of Toronto's most desirable neighbourhoods.
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What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,094
- Property tax
- $317
- Heat allowance
- $150
- Condo fees, half counted
- $815
- Housing costs
- $5,377 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$165,000
gross annual household income
- Payment at 4%
- $3,366 / mo
- Cash down
- $159,980
Assumes no other monthly debts · 25-yr amortization
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