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New6 hours ago

3 Victoria Street

459 - Ridley, St. Catharines

$524,900

Detached|2-Storey
3 | 2 | 3
About this home

PRICED TO SELL! This large two storey home is perfect for those wanting to get into the housing market at a great price point. Clean, bright and ready for occupancy, this home boasts three bedrooms, 2 bathrooms and a large attic flex space that could be a rec room, an office, a play room for the kids or make it a large fourth bedroom. This home has been lovingly cared for, with a cozy feel and it is located in the beautiful Ridley area of St. Catharines. It is also centrally located, close to the Downtown core, Ridley College and the GO station. Around the corner is the popular Martindale and Fourth Avenue area which has numerous restaurants and shopping options. DRY partially finished basement offers a two piece bathroom and laundry area. Added space should you wish to finish it! Step out back and enjoy the fully fenced yard and cozy deck area. The detached garage has hydro and could also be used as an office space or workshop for the handyman enthusiast. Opportunities are endless in this beautiful home.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$3,886
Lot Size30.31 ft x 127 ft
mls© NumberX14117472
Listed ByREVEL Realty Inc., Brokerage

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,687
Property tax
$324
Heat allowance
$150
Housing costs
$3,161 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $104,980
25-yr amortization

Income needed

$97,000

gross annual household income

Payment at 4%
$2,209 / mo
Cash down
$104,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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