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458 - Western Hill, St. Catharines
$345,000
Solid, original-owner Bungalow near GO Station & Pen Centre in St. Catharines. This cute 2 bedroom home is a renovator's dream: ready for cosmetic updates with its original finishes, while the major items have been taken care of. Settled on a homey street, the lot features a lovely grassy backyard and long driveway that fits 4 cars. Inside, a classic family layout with a front-facing living room lit by tall windows, and a galley style kitchen with solid wooden cabinetry. Down the hall are two bedrooms including a primary with corner windows, and bright 4pc bathroom. The basement can be accessed from the interior or through a separate entrance: an enclosed stairwell with door to the backyard. Tall, dry and newly reinforced, this basement is primed for finishing into a great additional living space. With 4 large windows and utility equipment off on the side, this large open space offers so many possibilities. The foundation was recently completely fortified (contact LA for details), and the roof is under 10 years old. This home is the definition of a Good Bones property. Affordable and reliable, it would make a fantastic home for the next family to take root. Make it your own.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,538 |
| Lot Size | 40.5 ft x 118 ft |
| mls© Number | X13880396 |
| Listed By | BOSLEY REAL ESTATE LTD., |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,766
- Property tax
- $212
- Heat allowance
- $150
- Housing costs
- $2,127 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$65,000
gross annual household income
- Payment at 4%
- $1,452 / mo
- Cash down
- $69,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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