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Listed 11 days ago

13 Hilda Street

458 - Western Hill, St. Catharines

$345,000

Detached|Bungalow
2 | 1 | 3
About this home

Solid, original-owner Bungalow near GO Station & Pen Centre in St. Catharines. This cute 2 bedroom home is a renovator's dream: ready for cosmetic updates with its original finishes, while the major items have been taken care of. Settled on a homey street, the lot features a lovely grassy backyard and long driveway that fits 4 cars. Inside, a classic family layout with a front-facing living room lit by tall windows, and a galley style kitchen with solid wooden cabinetry. Down the hall are two bedrooms including a primary with corner windows, and bright 4pc bathroom. The basement can be accessed from the interior or through a separate entrance: an enclosed stairwell with door to the backyard. Tall, dry and newly reinforced, this basement is primed for finishing into a great additional living space. With 4 large windows and utility equipment off on the side, this large open space offers so many possibilities. The foundation was recently completely fortified (contact LA for details), and the roof is under 10 years old. This home is the definition of a Good Bones property. Affordable and reliable, it would make a fantastic home for the next family to take root. Make it your own.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$2,538
Lot Size40.5 ft x 118 ft
mls© NumberX13880396
Listed ByBOSLEY REAL ESTATE LTD.,

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,766
Property tax
$212
Heat allowance
$150
Housing costs
$2,127 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $69,000
25-yr amortization

Income needed

$65,000

gross annual household income

Payment at 4%
$1,452 / mo
Cash down
$69,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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