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458 - Western Hill, St. Catharines
$535,000
Lower your monthly costs when you live on the main floor and rent out the basement. This all brick detached bungalow features 2 car parking for the front door and rare private driveway for 2 more cars for the in-law suite. No need to have a car shuffle with this unique property. Right across the street from the park with a brand-new exterior fence, lawn has been reseeded, privacy is what you will get here. The main floor of the home offers 2 good sized bedrooms with a full bathroom. The kitchen has stainless steel appliances and pot lights throughout the main floor. The in-law suite offers 2 bedrooms, a second kitchen and plenty of storage. This is a prime location for Brock University being 5 mins away.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,585 |
| Lot Size | 52.5 ft x 105 ft |
| mls© Number | X14034426 |
| Listed By | RE/MAX HALLMARK REALTY LTD. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,738
- Property tax
- $299
- Heat allowance
- $150
- Housing costs
- $3,187 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$98,000
gross annual household income
- Payment at 4%
- $2,251 / mo
- Cash down
- $107,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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