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New5 days ago

9 Duke Street

451 - Downtown, St. Catharines

$524,800

Detached|2-Storey
2 | 2 | 4
About this home

Rare Fully Renovated Circa-1900 Dual-Frontage Home, Steps from Montebello Park. Live the downtown life in the heart of one of Canada's most acclaimed food scenes. Minutes from some of the best restaurants in the country, Market Square and the Performing Arts Centre.This turn-of-the-century home was professionally renovated featuring a stunning updated kitchen, hardwood flooring throughout and soaring 9-foot ceilings on the main floor. Two bedrooms and two bath rooms give the house comfort and flexibility. For the wellness enthusiasts, an electric outdoor sauna was added in 2025. What truly sets it apart: two separate frontages and driveways on Duke and Lake, with 4-car parking behind a fully secured, remote-operated rear roll-up door - real privacy in an urban setting. Most windows replaced in 2013, furnace in 2020, and separate hydro meters for added flexibility. A truly special opportunity!

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$3,942
Lot Size36 ft x 127 ft
mls© NumberX14101430
Listed ByRE/MAX NIAGARA REALTY LTD, BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,686
Property tax
$329
Heat allowance
$150
Housing costs
$3,165 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $104,960
25-yr amortization

Income needed

$97,000

gross annual household income

Payment at 4%
$2,208 / mo
Cash down
$104,960

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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