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New5 days ago

437 Garden Street

, Cambridge

$549,900

Detached|3-Storey
3 | 2 | 3
About this home

With a little tender loving care this home would be an absolute show stopper. Excellent home to utilize a purchase plus improvements mortgage. 3 bedrooms plus a den, a walk up attic, and a walk up basement to the rear yard. Large 3 season sun room upstairs across the front of the home. 2 piece bathroom on the main floor. 4 piece bathroom on second floor. All natural hardwood woodwork and trim. 9 foot ceilings on the main floor. 10 inch baseboards throughout the entire home. Solid hardwood doors. All large rooms. Large living room and dining room on the main floor. Main floor laundry. New forced air furnace and all duct work (09). New roof (13). Huge rear yard with a large rear deck. Lots of room for a pool or a large detached garage. Solid brick carriage house and shed. Call for your private tour today.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style3-Storey
Approx. Age100+
Size1500-2000 sq. ft.
Property Tax$4,100
Lot Size53 ft x 166 ft
mls© NumberX14082438
Listed ByRE/MAX REAL ESTATE CENTRE INC.

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,815
Property tax
$342
Heat allowance
$150
Housing costs
$3,306 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $109,980
25-yr amortization

Income needed

$102,000

gross annual household income

Payment at 4%
$2,314 / mo
Cash down
$109,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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