A rare live/work opportunity in the heart of Cambridge. Located at 654 Duke Street, this versatile property features R5(CO) zoning and offers excellent potential for professionals, entrepreneurs, investors and multigenerational buyers. Operate your business from the main floor while enjoying the convenience of a separate two-bedroom apartment, or rent the apartment for potential additional income of approximately $1,800 to $2,000 per month. Prefer a fully residential setup? Convert the main floor into your own living space and continue renting the separate two-bedroom unit to help offset your monthly expenses. With parking for at least three vehicles and a flexible layout that supports residential and professional office uses, this property provides a smart combination of lifestyle, workspace and income potential under one roof.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,773 |
| Lot Size | 66 ft x 115 ft |
| mls© Number | X13708178 |
| Listed By | iCloud Realty Ltd. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $3,582
- Property tax
- $314
- Heat allowance
- $150
- Housing costs
- $4,047 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$125,000
gross annual household income
- Payment at 4%
- $2,945 / mo
- Cash down
- $139,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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