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Listed 11 days ago

304 - 646 Cummings Avenue

3504 - Castle Heights/Rideau High, Overbrook - Castleheights and Area

$260,000

Condo Apartment |
1 | 1 | 1 | 1
About this home

Welcome to this bright and beautifully maintained one-bedroom condo, ideally located within walking distance of Montfort Hospital, La Cité, CMHC, NRC, shopping, and public transit. Situated on the third floor, this inviting unit offers a functional open-concept layout with an abundance of natural light throughout. The living and dining areas feature hardwood flooring and large windows, creating a comfortable space for everyday living. The kitchen offers ample cabinetry, generous storage, and stainless steel appliances, while the generously sized bedroom features large windows and plenty of closet space. Thoughtfully designed to maximize every square foot, this condo is an excellent option for first-time buyers, downsizers, or investors. Conveniently located just a short drive from downtown Ottawa, the University of Ottawa, St. Laurent Shopping Centre, Gloucester Centre, and CSIS, with easy access to major commuter routes and everyday amenities. One parking space and a storage locker are included.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeCondo Apartment
StyleApartment
Approx. AgeNot available
Size600-699 sq. ft.
Maintenance Fees$546
LockerOwned
BalconyNone
ExposureEast
Parking TypeNone
Parking Spaces1
Parking FeaturesNone
Property Tax$2,321
mls© NumberX13878350
Listed ByRE/MAX HALLMARK REALTY GROUP
Water Included
Building Insurance Included
Parking Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,331
Property tax
$193
Heat allowance
$150
Condo fees, half counted
$273
Housing costs
$1,947 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $52,000
25-yr amortization

Income needed

$60,000

gross annual household income

Payment at 4%
$1,094 / mo
Cash down
$52,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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