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Listed 11 days ago

657 COLLINS BAY Road

37 - South of Taylor-Kidd Blvd, Kingston

$424,000

Detached|1 1/2 Storey
2 | 1 | 4
About this home

Welcome to 657 Collins Bay Road, a charming and well-maintained 2-bedroom home offering comfortable living, a generous lot, and an impressive detached garage. The bright interior features hardwood flooring, an inviting living area, and a functional kitchen and dining space. A new patio door provides direct access to the new deck and large fenced backyard, creating a great space for relaxing, entertaining, kids, or pets. Updates include shingles 2026 and 2020, patio door 2023, water heater 2020, concrete patio (2019), electrical wiring and panel, most of the windows, forced air furnace and central air. This home is carpet free with charming oak floors in the living room and dining room on the main level, and pine flooring in the upstairs hallway and bedrooms. The large 20x24 detached garage provides excellent space for vehicles, storage, hobbies, or a workshop. Conveniently located in Kingston's west end close to schools, parks, shopping, transit, and everyday amenities. A great opportunity for first-time buyers, downsizers, or anyone looking for a detached home with plenty of outdoor space and a garage that's hard to find at this price point.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$2,254
Lot Size53 ft x 132 ft
mls© NumberX13877026
Listed ByREAL BROKER ONTARIO LTD., BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,170
Property tax
$188
Heat allowance
$150
Housing costs
$2,508 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $84,800
25-yr amortization

Income needed

$77,000

gross annual household income

Payment at 4%
$1,784 / mo
Cash down
$84,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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