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37 - South of Taylor-Kidd Blvd, Kingston
$424,000
Welcome to 657 Collins Bay Road, a charming and well-maintained 2-bedroom home offering comfortable living, a generous lot, and an impressive detached garage. The bright interior features hardwood flooring, an inviting living area, and a functional kitchen and dining space. A new patio door provides direct access to the new deck and large fenced backyard, creating a great space for relaxing, entertaining, kids, or pets. Updates include shingles 2026 and 2020, patio door 2023, water heater 2020, concrete patio (2019), electrical wiring and panel, most of the windows, forced air furnace and central air. This home is carpet free with charming oak floors in the living room and dining room on the main level, and pine flooring in the upstairs hallway and bedrooms. The large 20x24 detached garage provides excellent space for vehicles, storage, hobbies, or a workshop. Conveniently located in Kingston's west end close to schools, parks, shopping, transit, and everyday amenities. A great opportunity for first-time buyers, downsizers, or anyone looking for a detached home with plenty of outdoor space and a garage that's hard to find at this price point.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,254 |
| Lot Size | 53 ft x 132 ft |
| mls© Number | X13877026 |
| Listed By | REAL BROKER ONTARIO LTD., BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,170
- Property tax
- $188
- Heat allowance
- $150
- Housing costs
- $2,508 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$77,000
gross annual household income
- Payment at 4%
- $1,784 / mo
- Cash down
- $84,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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