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Listed 12 days ago

1640 Mary Street

37 - South of Taylor-Kidd Blvd, Kingston

$599,900

Detached|Bungalow
3 | 2 | 4
About this home

Set on an approximately 81 x 120 ft. lot in Kingston's established West End, this legal duplex combines tastefully finished interiors with extensive updates completed less than five years ago. The main-level unit features three bedrooms and one bathroom, while the lower-level unit offers two bedrooms and one bathroom. Both units were thoughtfully renovated with updated finishes throughout, creating inviting living spaces. The renovations also included complete electrical and plumbing updates, extending beyond the cosmetic improvements. Consistently maintained and carefully cared for, the property also features air conditioning, a large detached garage and a generous yard. This duplex deserves a closer look from buyers building or expanding their investment portfolio, as well as those looking to live in one unit while earning rental income from the other. View the brochure for full property details and financial information. New pre-listing home inspection report is available upon request.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$3,205
Lot Size81.26 ft x 123.35 ft
mls© NumberX13875164
Listed ByRE/MAX RISE EXECUTIVES, BROKERAGE

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,071
Property tax
$267
Heat allowance
$150
Housing costs
$3,488 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $119,980
25-yr amortization

Income needed

$107,000

gross annual household income

Payment at 4%
$2,524 / mo
Cash down
$119,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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