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Listed 12 days ago

318 Concession 3 Road

105 - St. Davids, Niagara-on-the-Lake

$869,900

Detached|2-Storey
3 | 3 | 4
About this home

Welcome to 318 Concession 3 Road in St. Davids, where vineyard views, exceptional condition and Niagara-on-the-Lake living come together. Built in 2016 and offering 2,061 sq. ft., this all-brick home has been exceptionally lightly lived in, giving buyers the rare opportunity to own a resale home with remarkably little wear and tear. Some appliances have seen little to no use, and the pride of ownership is evident throughout.Set directly across from picturesque vineyards, the home enjoys a peaceful setting while keeping you minutes from Old Town Niagara-on-the-Lake, wineries, golf, trails, parks, restaurants, schools, shopping and convenient QEW access.Inside, the bright open-concept main floor offers an easy flow for everyday living and entertaining. The kitchen features upgraded cabinetry, generous prep and storage space and opens directly into the spacious great room.Upstairs, the primary suite is a comfortable retreat with a walk-in closet and ensuite featuring double sinks, a glass shower and soaker tub. Two additional generously sized bedrooms overlook the vineyards and share an updated four-piece bathroom, while second-floor laundry makes day-to-day living that much easier.Hard-surface flooring throughout both levels, contemporary lighting, updated bathroom vanities, modern tile work and stylish bathroom lighting add to the home's clean, modern feel. Downstairs, the unfinished basement provides a blank canvas for future living space, a home gym, recreation room or whatever suits your lifestyle.Meticulously maintained, barely lived in and surrounded by one of Niagara's most beautiful landscapes, 318 Concession 3 offers the feel of a much newer home without the wait of new construction. For buyers looking for space, quality and the St. Davids lifestyle, this one deserves a closer look.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age6-15
Size2000-2500 sq. ft.
Property Tax$5,626
Lot Size37.92 ft x 105.23 ft
mls© NumberX13876026
Listed ByREVEL Realty Inc., Brokerage

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$4,453
Property tax
$469
Heat allowance
$150
Housing costs
$5,071 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $173,980
25-yr amortization

Income needed

$156,000

gross annual household income

Payment at 4%
$3,661 / mo
Cash down
$173,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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