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105 - St. Davids, Niagara-on-the-Lake
$1,659,900
Discover 110 Millpond Road, a stunning custom-designed bungalow built by Ridgeline Homes, one of Niagara's local boutique builders. Located in the charming Village of St. David's, Niagara-on-the-Lake, surrounded by award-winning wineries, restaurants, and golf courses, all just minutes from Highway 405. The property features professional landscaping, hardscaping and irrigation system, plus a double-wide aggregate driveway and elegant stone walkways leading to multiple tranquil sitting terraces perfect for relaxation. Inside, the open-concept kitchen, living, and dining room is simply breathtaking. The gourmet kitchen boasts custom cabinetry, a massive island, and a stylish butler's pantry. The living room features a gas fireplace with modern mantle surround, while the inviting dining area is ideal for hosting large gatherings. The attention to detail throughout this home is remarkable. Impressive ceiling heights, unique architectural angles and arches, expansive windows flood every space with natural light, creating an airy and sophisticated ambiance. The primary bedroom is a serene retreat with a spacious walk-in closet and a luxurious five-piece ensuite bath, including in-floor heating, a custom double-sink vanity, a deep soaker tub, and a spacious walk-in glass shower. The equally gorgeous second bedroom features vaulted ceilings and warm hardwood flooring, along with a convenient three-piece ensuite privilege bath. The main floor is completed by a highly functional mudroom with ample custom cabinetry and a well-designed laundry room. The lower level is unfinished but fully insulated, offering a fantastic opportunity to create an additional living space of your own creation.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 0-5 |
| Size | 1500-2000 sq. ft. |
| Property Tax | $7,416 |
| Lot Size | 52.53 ft x 110.93 ft |
| mls© Number | X13865730 |
| Listed By | BOSLEY REAL ESTATE LTD., |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $8,496
- Property tax
- $618
- Heat allowance
- $150
- Housing costs
- $9,264 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$285,000
gross annual household income
- Payment at 4%
- $6,985 / mo
- Cash down
- $331,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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