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445 - Facer, St. Catharines
$349,000
Providing a practical and affordable option for one-level living, this updated charming 2-bedroom, 1-bathroom bungalow is a solid choice for first-time buyers, downsizers, or investors. The open-concept interior features resilient vinyl plank flooring and pot lights, connecting the living room, dining area, and kitchen. Outside, the property includes a spacious fenced-in backyard, while an existing sound barrier wall helps provide a buffer and added privacy from the nearby road. Conveniently located near everyday amenities with straightforward access to the QEW for commuters heading to the GTA, this move-in-ready home offers a sensible opportunity.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,396 |
| Lot Size | 40 ft x 100 ft |
| mls© Number | X13873338 |
| Listed By | RE/MAX ABOUTOWNE REALTY CORP. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $1,786
- Property tax
- $200
- Heat allowance
- $150
- Housing costs
- $2,136 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$66,000
gross annual household income
- Payment at 4%
- $1,469 / mo
- Cash down
- $69,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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