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Listed 14 days ago

212 Niagara Street

445 - Facer, St. Catharines

$430,000

Detached|1 1/2 Storey
3 | 1 | 3
About this home

Welcome to this charming 1.5-storey home offering a warm, inviting layout, thoughtful updates and plenty of potential for growing families, first-time buyers or downsizers alike. Carpet-free throughout, the main floor features a cozy living room highlighted by an electric fireplace and stylish feature wall, creating the perfect space to relax and unwind. The updated eat-in kitchen combines functionality with modern appeal, showcasing a tiled backsplash, stainless steel stove and a moveable kitchen island that provides additional workspace and casual seating. The main floor also offers a spacious primary bedroom, along with a well-appointed 4-piece main bathroom. Upstairs, you'll find two additional good-sized bedrooms, providing comfortable accommodations for family members, guests or a home office. The full unfinished basement adds valuable storage space and excellent future potential, with laundry facilities and an owned tankless hot water heater already in place. Outside, enjoy a partially fenced backyard featuring a wooden deck and gazebo-an inviting setting for morning coffee, outdoor dining or entertaining friends and family. A detached single-car garage provides convenient parking and additional storage. Ideally located close to schools, parks, public transit, highway access and all major amenities, this home offers the perfect combination of comfort, convenience and opportunity. Move-in ready with room to make it your own, this is a wonderful place to call home!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$2,690
Lot Size36.35 ft x 86.25 ft
mls© NumberX13869206
Listed ByNEW ERA REAL ESTATE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,201
Property tax
$224
Heat allowance
$150
Housing costs
$2,575 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $86,000
25-yr amortization

Income needed

$79,000

gross annual household income

Payment at 4%
$1,810 / mo
Cash down
$86,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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