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Listed 13 days ago

11 Montreal Road

St. George's, Guelph

$719,999

Detached|Bungalow
3 | 2 | 3
About this home

Visit REALTOR website for additional information. The house is located at 11 Montreal Rd. In a mature neighbourhood, one block from a park and within walking distance to schools, grocery stores and other retail. This bungalow has an attached garage with a workshop and unique stair access to the basement. High-efficiency furnace (2023), AC, and a5-year-old roof; the driveway can accommodate several cars. Livingroom, three bedrooms, and kitchen/dining area; 1.5 bathrooms. Main floor is 1013 square feet plus the same size in a mostly finished basement with lots of storage space. Beautiful backyard with large cement patio and gazebo, surrounded by cedar trees and fencing; the lot is 50' x 110 '; the house has a brick finish outside. Also several grape trees growing. Front yard has a good-size veranda and is landscaped. All appliances included. Easy commuting access to the GTA via car, VIA Rail or GO train and access to surrounding towns.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$4,842
Lot Size50 ft x 110 ft
mls© NumberX13872534
Listed ByPG DIRECT REALTY LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,685
Property tax
$403
Heat allowance
$150
Housing costs
$4,239 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $144,000
25-yr amortization

Income needed

$130,000

gross annual household income

Payment at 4%
$3,030 / mo
Cash down
$144,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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