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Listed 18 days ago

4 Lincoln Crescent

St. George's, Guelph

$775,000

Detached|1 1/2 Storey
3 | 2 | 5
About this home

Cute as a button, clever where it counts - welcome to 4 Lincoln Crescent. Tucked away on a quiet, mature crescent in Guelph, this thoughtfully updated home sits on a large pie-shaped lot wrapped in trees and privacy. Behind that sweet red door is a surprisingly versatile layout designed to grow, adapt and even help pay the mortgage. The main home offers a wonderfully flexible layout, with two bedrooms on the main floor, including one with a walkout to the back deck and convenient access to the laundry - an ideal spot to use as a home office, playroom, guest room or whatever life calls for. Upstairs, two additional bedrooms are connected by another versatile flex space, perfectly suited for a nursery, kids' hangout, office or reading nook, with potential to explore a future second-floor bathroom. It's a home with plenty of defined spaces, but even more possibilities for how you use them.. Downstairs, a separate entrance leads to a self-contained 2-bedroom in-law suite complete with its own kitchenette, living space, bath + laundry - ideal for multi-generational living or added income potential down the road... And then there's the backyard: big, private and made to be enjoyed, with mature trees, an oversized deck, retractable awning and plenty of room to garden, play or entertain. Set on an established street close to parks, everyday amenities and easy routes around the city, 4 Lincoln Crescent is equal parts charming home and smart opportunity - with a whole lot more space than you'd ever guess from the curb.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size1100-1500 sq. ft.
Property Tax$4,948
Lot Size54.08 ft x 140.65 ft
mls© NumberX13855462
Listed ByRE/MAX REAL ESTATE CENTRE INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,967
Property tax
$412
Heat allowance
$150
Housing costs
$4,529 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $155,000
25-yr amortization

Income needed

$139,000

gross annual household income

Payment at 4%
$3,261 / mo
Cash down
$155,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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