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Listed 10 days ago

93 Graham Avenue S

Delta, Hamilton

$569,900

Detached|1 1/2 Storey
2 | 2 | 2
About this home

SKIP THE CONDO FEES, NOT THE SPACE. Priced like a townhome but fully detached, this 2-bed, 2-bath Delta home offers your own backyard, two parking spaces, no shared walls and no monthly condo fees. Worried about an older home? The major work is done. This 1926 gem has over $43,500 in documented updates: new electrical with all knob-and-tube removed (2023), lead pipe replacement (2024), new windows and front door (2024), dormer roof and eavestroughs (2024), south-side exterior waterproofing (2025) and a high-efficiency furnace (2020). Inside, approx. 1,000+ sq ft of finished space starts with a kitchen featuring quartz counters, stainless steel appliances and a new sink (2025). Step out to the deck and fenced yard with a mature shade tree, shed, rear alley access and room for a garden, swing set or hot tub. The finished basement adds a family room, den, 3-piece bath and laundry. No rear neighbours, just an elementary school and park behind you, with Gage Park and Ottawa Street only minutes away. It's your own roof, your own yard and no condo board to answer to. Book your private showing today!

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. Age100+
Size700-1100 sq. ft.
Property Tax$3,893
Lot Size30 ft x 100 ft
mls© NumberX13870086
Listed ByEpique Realty

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,917
Property tax
$324
Heat allowance
$150
Housing costs
$3,391 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $113,980
25-yr amortization

Income needed

$104,000

gross annual household income

Payment at 4%
$2,398 / mo
Cash down
$113,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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