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Delta, Hamilton
$569,900
SKIP THE CONDO FEES, NOT THE SPACE. Priced like a townhome but fully detached, this 2-bed, 2-bath Delta home offers your own backyard, two parking spaces, no shared walls and no monthly condo fees. Worried about an older home? The major work is done. This 1926 gem has over $43,500 in documented updates: new electrical with all knob-and-tube removed (2023), lead pipe replacement (2024), new windows and front door (2024), dormer roof and eavestroughs (2024), south-side exterior waterproofing (2025) and a high-efficiency furnace (2020). Inside, approx. 1,000+ sq ft of finished space starts with a kitchen featuring quartz counters, stainless steel appliances and a new sink (2025). Step out to the deck and fenced yard with a mature shade tree, shed, rear alley access and room for a garden, swing set or hot tub. The finished basement adds a family room, den, 3-piece bath and laundry. No rear neighbours, just an elementary school and park behind you, with Gage Park and Ottawa Street only minutes away. It's your own roof, your own yard and no condo board to answer to. Book your private showing today!
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 100+ |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,893 |
| Lot Size | 30 ft x 100 ft |
| mls© Number | X13870086 |
| Listed By | Epique Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,917
- Property tax
- $324
- Heat allowance
- $150
- Housing costs
- $3,391 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$104,000
gross annual household income
- Payment at 4%
- $2,398 / mo
- Cash down
- $113,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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