






















381 Victoria Street N
, Kitchener
$449,900
CHARACTER & VERSATILITY! Welcome to this 3-bedroom, 2-full-bath home ideally situated in a central location close to shopping, the downtown core, parks, public transit, and offering easy access to the expressway. Brimming with potential, this home combines timeless charm with important modern updates, including an updated furnace, plumbing, and electrical. The spacious layout offers plenty of flexibility for families, first-time buyers, or investors, with excellent duplex potential for those looking to add value or create a two-unit income property. A detached single-car garage provides convenient parking and additional storage. With its desirable location, versatile floor plan, and significant updates already completed, this property presents an exciting opportunity to own a character home with both lifestyle appeal and investment potential. Close to everything you need while offering the convenience of easy commuting-this is one you won't want to miss!
No extras listed.
Visit this home
Pick a time that works for you.
No upcoming open houses.
Ask our AI assistant
Schools, payments, offer timing, history — ask in plain words. This home is already in the conversation.
| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 51-99 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $3,726 |
| Lot Size | 42 ft x 100 ft |
| mls© Number | X13868102 |
| Listed By | PSR |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,303
- Property tax
- $310
- Heat allowance
- $150
- Housing costs
- $2,763 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$85,000
gross annual household income
- Payment at 4%
- $1,893 / mo
- Cash down
- $89,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
Nearby listings
Comparable sales
- No similar listings found.



















































































































































































































































































































































