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Listed 1 month ago

32 Samuel Street

, Kitchener

$649,900

Detached|2-Storey
2 | 3 | 3
About this home

LEGAL TWO-UNIT HOME WITH 3 BATHROOMS AND 2-CAR GARAGE IN A PRIME CENTRAL KITCHENER LOCATION! A beautifully maintained home. The main-floor unit is beautifully laid out and filled with character. A formal mudroom provides a welcoming and practical entrance from the garage, while the convenience of main-floor laundry adds to the functionality of the space. The flexible floor plan could be enjoyed as a one or two bedroom layout and two baths, one with Jetted tub, depending on your needs. A lovely covered porch provides the perfect place to sit, relax and enjoy this established neighbourhood, additional finished lower level living space, providing a family room, recreation area, home office or additional living space. The upper unit could be enjoyed as a one or two bedroom, 4 pc bath configuration and is complemented by a gorgeous private deck overlooking a mature, treed setting. A wonderful outdoor retreat that feels surprisingly peaceful for such a convenient central location. A rare 2-car garage with convenient inside entry, a significant advantage for a legal two-unit property in this central location. Upgrades include windows, doors, garage doors, soffit, fascia, furnace, central air conditioning, refinished hardwood floors throughout the main and second levels. Lift-up blinds and window coverings and all appliances are included. Minutes from Downtown Kitchener, you're close to the ION LRT, Kitchener GO Station, parks, restaurants, cafes, shopping, schools and everyday amenities. Excellent transit connections and walkability make commuting throughout Waterloo Region and beyond remarkably convenient. Whether you're looking to live in one unit and rent the other, accommodate extended family, create a multi-generational home, or own a Duplex, 32 Samuel Street delivers a combination that can be difficult to find: flexible living space, legal two-unit use, a 2-car garage, beautiful outdoor areas, mature surroundings and an outstanding central Kitchener location.

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. Age100+
Size1100-1500 sq. ft.
Property Tax$4,358
Lot Size34 ft x 80 ft
mls© NumberX13621920
Listed ByRE/MAX TWIN CITY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,326
Property tax
$363
Heat allowance
$150
Housing costs
$3,840 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $129,980
25-yr amortization

Income needed

$118,000

gross annual household income

Payment at 4%
$2,735 / mo
Cash down
$129,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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