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Stipley, Hamilton
$548,900
More space than you might expect, right in the heart of Hamilton. Welcome to 23 Garfield Avenue N, a detached 2.5-storey home offering four bedrooms, two bathrooms and approximately 1,556 sq. ft. of living space across four finished levels. Step inside to an inviting main floor filled with character and warm wood details. The living and dining areas offer comfortable spaces to gather, while the kitchen features rich cabinetry, ample storage and plenty of room for everyday living. The second level is home to three bedrooms and a well-appointed bathroom with a glass-enclosed shower. Head up one more level to find a spacious fourth bedroom, a private and versatile space that could also work beautifully as a home office, studio or quiet retreat. Downstairs, the finished lower level extends the living space even further with a recreation area, additional bathroom, laundry and storage, giving you flexibility for guests, hobbies, movie nights or everyday family life. Outside, the private fenced backyard offers space to relax, entertain and enjoy the warmer months. Set in an established Hamilton neighbourhood close to Tim Hortons Field, parks, schools, transit, shopping, restaurants and everyday amenities. With four bedrooms and four finished levels, 23 Garfield Avenue N offers the space and flexibility to settle in, make it your own and start your next chapter.
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,200 |
| Lot Size | 21.05 ft x 106.38 ft |
| mls© Number | X13798548 |
| Listed By | ROYAL LEPAGE STATE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,810
- Property tax
- $267
- Heat allowance
- $150
- Housing costs
- $3,226 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$99,000
gross annual household income
- Payment at 4%
- $2,310 / mo
- Cash down
- $109,780
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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