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, Cambridge
$499,900
Welcome to 99 Cedar Street in Cambridge! This charming one-and-a-half-storey home in West Galt is perfect for first-time homebuyers or investors. It is ideally located near a variety of amenities and just a short walk to Victoria Park, the Grand River, the Gas Light District, and the vibrant downtown area. The home features a traditional layout with separate living & dining rooms, a bright eat-in kitchen with stainless steel appliances (including a gas range), and deck access. The upper level offers three bedrooms and a three-piece bathroom with a stand-alone tub. The unfinished basement provides plenty of extra space, including a laundry room, utility room, and a cold/storage room. Outside, relax on the covered front porch or enjoy the large raised deck overlooking the spacious, fully fenced yard with mature trees, perfect for entertaining and outdoor activities.
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| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | 100+ |
| Size | 700-1100 sq. ft. |
| Property Tax | $3,221 |
| Lot Size | 41 ft x 110.8 ft |
| mls© Number | X13762112 |
| Listed By | ROYAL LEPAGE WOLLE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $268
- Heat allowance
- $150
- Housing costs
- $2,977 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$92,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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