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, Cambridge
$949,900
ruly one of a kind in prestigious Dickson Hill. Completely reimagined in 2025, 86 St Andrews Street is a striking blend of timeless Old West Galt character and refined modern luxury. Thoughtful craftsmanship shines throughout with extensive custom-built cabinetry in the kitchen, living room, bathrooms and primary bedroom, wide-plank wood flooring, a reclaimed century-old slate fireplace surround and a beautifully restored original reeded-glass door-all complemented by extensive behind-the-walls and exterior upgrades. Nestled among mature trees, charming streetlights and stately homes, this exceptional property is a stone's throw from Victoria Park, with tennis courts, cricket grounds, parkland and beautiful wooded walking trails, while the Gaslight District, Downtown Galt, shops and restaurants are all within walking distance. Just minutes from Highway 401, this is a rare opportunity to own a home with historic soul, exceptional craftsmanship and modern sophistication in one of Cambridge's most coveted neighbourhoods. See supplements for a full list of renovations
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $5,000 |
| Lot Size | 107.97 ft x 74 ft |
| mls© Number | X13697516 |
| Listed By | RE/MAX TWIN CITY REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $4,862
- Property tax
- $417
- Heat allowance
- $150
- Housing costs
- $5,429 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$167,000
gross annual household income
- Payment at 4%
- $3,997 / mo
- Cash down
- $189,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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