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Listed 1 month ago

683 Pelham Street

, Waterloo

$1,285,000

Detached|2-Storey
3 | 4 | 4
About this home

Welcome to this beautifully designed 3-bedroom, 3.5-bathroom home offering exceptional space, comfort, and flexibility for today's lifestyle. The bright, open-concept main floor is filled with natural light from oversized windows and features a spacious living area with a cozy gas fireplace, creating the perfect setting for both relaxing and entertaining. The heart of the home is the stunning custom kitchen, complete with abundant cabinetry, granite countertops, and an oversized island that provides plenty of prep space and seating for family and guests. Upstairs, you'll find a generous primary retreat featuring a walk-in closet and a luxurious ensuite with an extra-large walk-in shower and a separate soaking tub. A spacious second-floor family room offers endless possibilities-enjoy it as a recreation space or easily convert it into two additional bedrooms, a home office, or a combination of both to suit your family's needs.The fully finished basement expands your living space with another inviting fireplace, a versatile recreation area, and a beautifully finished 3-piece bathroom featuring a heated floor and walk-in shower. Two large storage rooms and an oversized storage closet provide exceptional organization and storage options.Step outside to your private backyard oasis, where a concrete patio, charming gazebo, and mature greenery create the perfect backdrop for outdoor entertaining, summer barbecues, or peaceful evenings. Thoughtfully designed with spacious living areas, quality finishes, and incredible flexibility, this home is ready to welcome its next family. Ideally located just minutes from beautiful Kiwanis Park, scenic walking trails along the Grand River, and numerous nearby parks, this home offers the perfect balance of nature and convenience. You'll also enjoy easy access to shopping, schools, amenities, and the expressway, making commuting and everyday errands a breeze. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**

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BrokerHub Inc.
(647) 254-1864
TypeDetached
Style2-Storey
Approx. AgeNot available
Size2500-3000 sq. ft.
Property Tax$9,439
Lot Size40.15 ft x 120.51 ft
mls© NumberX13626846
Listed ByRE/MAX TWIN CITY REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$6,577
Property tax
$787
Heat allowance
$150
Housing costs
$7,514 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $257,000
25-yr amortization

Income needed

$231,000

gross annual household income

Payment at 4%
$5,407 / mo
Cash down
$257,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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