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, Waterloo
$1,149,000
Welcome to this 2018-built home in Waterloo's highly desirable Kiwanis Park neighborhood, featuring a fully LEGAL ONE-BEDROOM + DEN BASEMENT APARTMENT WITH PRIVATE ENTRANCE. ideal for extended family, multi-generational living, or mortgage-helper rental income. Lovingly maintained by the original owner, this spacious residence offers 4 bedrooms, 3 bathrooms, and a double-car garage with a functional layout designed for modern family living. The main floor features a bright open-concept design with a kitchen equipped with quartz countertops, stainless steel appliances, a walk-in pantry, and an oversized island overlooking the dining and living areas. The living room features a cozy gas fireplace, creating a comfortable space for everyday living and entertaining. California shutters throughout the main and upper levels provide privacy and style. The second floor offers four spacious bedrooms, a convenient laundry room, and a primary bedroom retreat complete with a walk-in closet and private ensuite featuring a freestanding tub, walk-in shower, and private toilet room. The additional bedrooms share a family bathroom. The fully legal lower-level apartment provides exceptional flexibility with its own private entrance, full kitchen, bright living area, spacious bedroom, separate den/home office, and full bathroom with a walk-in shower. Large above-grade windows provide natural light while maintaining privacy. Conveniently located close to Kiwanis Park, schools, walking trails, shopping, public transit, and Highway 85, this home offers a rare combination of location, functionality, and income potential. A great opportunity for families, investors, or those seeking flexible living arrangements in one of Waterloo's sought-after communities. Certain images have been virtually staged.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 2500-3000 sq. ft. |
| Property Tax | $7,824 |
| Lot Size | 34.85 ft x 108.27 ft |
| mls© Number | X13541376 |
| Listed By | RIGHT AT HOME REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $5,881
- Property tax
- $652
- Heat allowance
- $150
- Housing costs
- $6,683 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$206,000
gross annual household income
- Payment at 4%
- $4,835 / mo
- Cash down
- $229,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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