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Wingham, North Huron
$534,900
Set on a mature James Street lot, this solid brick bungalow combines welcoming curb appeal with practical family living. The main floor offers three comfortable bedrooms, a well-appointed four-piece bathroom, plus a convenient two-piece bath ideally located near the living areas for guests. A good-sized kitchen overlooks the dining room, creating a functional hub for everyday meals, homework, or entertaining, with plenty of cabinet and counter space to work with. From the dining area, patio doors open to a generous rear deck, perfect for barbecues, relaxing with a coffee, or watching the kids play in the yard. Downstairs, a large rec room with a natural gas fireplace provides a warm, versatile space for movie nights, games, or a teen retreat, and is complemented by an additional bedroom - ideal for guests, extended family, or a home office. The lower level also includes an expansive laundry/utility area, offering excellent storage and hobby space. An attached 1.5-car garage delivers room for a vehicle plus bikes, tools, or seasonal items, and the natural gas forced-air heat with central air keeps the home comfortable and efficient year-round. 96 James Street is an easy-to-maintain bungalow with flexible living space, ready for your personal touches in a friendly Wingham neighbourhood.
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| Type | Detached |
| Style | Bungalow |
| Approx. Age | 31-50 |
| Size | 1100-1500 sq. ft. |
| Property Tax | $4,971 |
| Lot Size | 88 ft x 115.51 ft |
| mls© Number | X13616628 |
| Listed By | Royal LePage RCR Realty |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,738
- Property tax
- $414
- Heat allowance
- $150
- Housing costs
- $3,302 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$102,000
gross annual household income
- Payment at 4%
- $2,251 / mo
- Cash down
- $106,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
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