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Price Change$419,900

109 Carling Terrace

Wingham, North Huron

$379,900

Detached|Bungalow
3 | 1 | 2
About this home

Welcome home to this beautifully updated bungalow, perfectly designed for buyers looking to simply unpack and unwind. Offering a fresh, modern start with zero heavy lifting required, this turn-key gem is ideally situated just minutes from local schools and the hospital. The heart of the home features a bright, spacious open-concept kitchen and living area made for everyday living and entertaining friends. Cooking is a delight in the modern eat-in kitchen, complete with sleek finishes and a gas stove. Step just past the main living space to discover a serene, light-filled reading room-your private oasis overlooking a large back deck, perfect for watching the sunrise with your morning coffee. Two comfortable bedrooms and a full bath complete this effortless main floor. Downstairs, the finished basement dramatically expands your square footage. It features a cozy recreation room ideal for movie or game nights, plus a versatile bonus room ready to become your home office, gym, or guest bedroom. With a high-efficiency gas furnace and central air conditioning already in place, your utility bills and maintenance worries stay low. Just turn the key and start your homeownership journey!

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age51-99
Size700-1100 sq. ft.
Property Tax$2,680
Lot Size48 ft x 131.08 ft
mls© NumberX13601086
Listed ByRoyal LePage Heartland Realty

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$1,945
Property tax
$223
Heat allowance
$150
Housing costs
$2,318 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $75,980
25-yr amortization

Income needed

$71,000

gross annual household income

Payment at 4%
$1,599 / mo
Cash down
$75,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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