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Listed 1 month ago

#239 - 31 Greengate Road

Junction/Onward Willow, Guelph

$485,000

Condo Townhouse |
3 | 2 | 1 | 0
About this home

Welcome to this beautifully updated 3-bedroom townhouse (End Unit) offering approximately 1,560 sq. ft. of total living space, including a fully finished basement. Ideally located in a desirable Guelph community, this home is perfect for first-time buyers, families, or investors.The main level features a bright and functional layout with a spacious living room, dining area, kitchen, and a convenient guest powder room. Upstairs, you'll find three well-sized bedrooms and a 4-piece bathroom, providing comfortable living for the whole family. Recent upgrades include brand new flooring throughout all three levels and fresh paint, giving the home a modern and move-in ready feel. The finished basement offers additional living space with a rec room (potential 4th bedroom) and a home office, or entertainment space plus a laundry. Enjoy outdoor living in the fully fenced backyard, ideal for relaxing or hosting. Additional features include an owned parking space conveniently located right in front of the unit (#77), updated shingles, windows, and furnace as well as bathrooms in the past years, and a recently installed owned water softener (6 months). A great opportunity to own a well-maintained and upgraded home in a convenient location close to amenities, schools, parks, and transit.

Extras

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Got questions?

Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeCondo Townhouse
Style2-Storey
Approx. Age51-99
Size1000-1199 sq. ft.
Maintenance Fees$471
LockerNone
BalconyNone
ExposureSouth
Parking TypeNone
Parking Spaces1
Parking FeaturesSurface, Reserved/Assigned, Private
Property Tax$2,418
mls© NumberX13587720
Listed ByHomeLife Power Realty Inc
Water Included
Common Elements Included
Building Insurance Included
Parking Included

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,482
Property tax
$202
Heat allowance
$150
Condo fees, half counted
$235
Housing costs
$3,069 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $97,000
25-yr amortization

Income needed

$94,000

gross annual household income

Payment at 4%
$2,041 / mo
Cash down
$97,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

Values and trends

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