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Price Change$699,900

123 Samuel Street

, Kitchener

$729,900

Detached|1 1/2 Storey
2 | 3 | 2
About this home

Welcome to 123 Samuel Street-a home that instantly feels like it's been waiting for you. There's a warmth here that you notice the moment you step onto the generous front porch, the kind of space where morning coffees become rituals and neighbours still wave hello. Inside, the home opens up in a way that surprises you-bigger, brighter, and more welcoming than you expect. The brand-new kitchen is the heart of it all, thoughtfully designed for real life. With its quartz counters, stainless steel appliances, and abundant storage, it's a space that makes everyday moments feel special. The main floor flows with fresh, modern flooring and natural light, carpet-free and easy to love. Three beautifully updated bathrooms add comfort and peace of mind, while new lighting, paint & sliding doors give the home a refreshed feel. Step outside and you'll find spaces meant for connection and quiet moments alike-a deck off the living room for summer evenings, a fully fenced yard for kids or pets to play, and a brand-new 10' x 12' shed ready for hobbies, storage, or creative projects. This neighbourhood is part of the magic. The East Ward is one of Kitchener's most beloved communities-tree-lined, walkable, and full of character. You're steps from the best of the city: the AUD, Centre In The Square, the KPL Main library, the Kitchener Market, incredible restaurants, and the GO/VIA Rail station. Schools, parks, and everyday conveniences are all close by. The lower level offers even more possibility. With its separate entrance, shared laundry, and dedicated hydro meter, it can easily become a spacious in-law suite again-perfect for extended family, guests, or a mortgage helper. Major updates like the roof (2016), furnace, A/C, windows, electrical (2014) and water softener (2023) mean you can simply settle in and start making memories. This is a place to grow, to gather & to feel at home. Opportunities like this don't come often. **INTERBOARD LISTING: CORNERSTONE ASSOCIATION OF REALTORS**

Extras

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Contact BrokerHub Inc..

BrokerHub Inc.
(647) 254-1864
TypeDetached
Style1 1/2 Storey
Approx. AgeNot available
Size700-1100 sq. ft.
Property Tax$5,088
Lot Size36 ft x 88 ft
mls© NumberX13577718
Listed ByHOME AND PROPERTY REAL ESTATE LTD.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,736
Property tax
$424
Heat allowance
$150
Housing costs
$4,310 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $145,980
25-yr amortization

Income needed

$133,000

gross annual household income

Payment at 4%
$3,072 / mo
Cash down
$145,980

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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