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Listed 3 months ago

990 Silverdale Road

Otonabee Ward 1, Peterborough

$780,000

Detached|Bungalow
3 | 3 | 4
About this home

Discover incredible value and pride of ownership at 990 Silverdale Road in Peterborough. This inviting all-brick home boasts excellent curb appeal, featuring a double attached garage, a spacious paved driveway, and manicured front landscaping accented by a lovely bay window. Major exterior maintenance has already been handled for you, highlighted by a new roof installed in May 2022. Inside, the main level offers bright, inviting spaces, including a master bathroom that was renovated in 2023.The mostly finished lower level, which underwent a comprehensive renovation in 2023, is thoughtfully designed for both comfort and entertaining. The expansive recreation and living areas showcase stunning, easy-to-maintain vinyl flooring throughout. A cozy dining or sitting area is anchored by a new natural gas fireplace (2023) featuring a striking custom dark surround. This level expands your living space with a bright additional bedroom and a tastefully updated bathroom complete with a modern white vanity and crisp finishes. Behind the scenes, the property is exceptionally well-equipped with upgraded mechanicals for ultimate peace of mind. The utility room houses a high-efficiency furnace, an HRV (Heat Recovery Ventilator) system, and a brand-new tankless water heater installed in 2024. Additionally, you will find generous, dedicated storage space that easily accommodates extra appliances like deep freezers and refrigerators, along with plenty of room for seasonal gear.

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BrokerHub Inc.
(647) 254-1864
TypeDetached
StyleBungalow
Approx. Age16-30
Size1100-1500 sq. ft.
Property Tax$6,556
Lot Size62.34 ft x 100.07 ft
mls© NumberX13544130
Listed ByRE/MAX HALLMARK EASTERN REALTY

Listing History

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  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$3,992
Property tax
$546
Heat allowance
$150
Housing costs
$4,689 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $156,000
25-yr amortization

Income needed

$144,000

gross annual household income

Payment at 4%
$3,282 / mo
Cash down
$156,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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